I/we confirm that I/we have the consent of any third party whose details
I/we may disclose to Yes Loans & Mortgages Ltd ("You") to
disclose such details and to authorise You and the third parties referred
to in the paragraph below to process such details for the purposes of assessing
my/our application and administering and enforcing any subsequent loan which
may be granted to me/us.
I/we agree that You and any lender resulting from this application (the
"Lender") shall be entitled to use and process, by any medium,
the information given by me/us in this application form and any other information
about me/us which may be acquired during the lifetime of any loan ("the
Data") for the following purposes:-
i. to provide the Data to and search the files of one or more credit
reference or fraud prevention agencies whether before, or during the lifetime
of any loan granted to me/us by the Lender, who will keep a record of
such search, to confirm the Data, and for the purposes of credit assessment
or account administration. I/we understand that You and /or the Lender
will record false or inaccurate information if this is given by me/us
and fraud is suspected.
ii. To disclose the Data to credit reference agencies when requested by
them for consideration of any future applications for finance made by
me or members of my household/family, or for fraud prevention and/or tracing
debtors (the agencies may also disclose the Data to other lenders for
these purposes)
iii. to disclose the Data to any other company within the Lender's group
of companies and/or to any third parties (for example, debt counsellors
and insurers) at any time for the purposes of assessing my/our application
and administering and enforcing any subsequent loan whether during the
course of my/our application or during the lifetime of any loan granted
pursuant to such application;
iv. to disclose the Data to any third party who replaces or who may replace
my/our Lender.
PREVENTION OF MONEY LAUNDERING
The Lender and other organisations may use and search the records of credit
reference or fraud prevention agencies to check your identity to prevent
money laundering, unless you have furnished other satisfactory proof of
identity.
RIGHT OF SUBJECT ACCESS
Information held by us will be processed only for purposes for which we
have registered under the Data Protection Act. Upon you making a request
in writing we will provide you with a copy of the information which we
hold concerning you on payment of a fee.
PERSONAL DETAILS AND DATA PRIVACY
The personal details which you submit to us (Personal Data) are held by
Yes Loans & Mortgages Ltd for its own use. It is your responsibility
to ensure that your Personal Data is accurate and up to date and to inform
us of any changes that need to be made. Yes Loans & Mortgages Ltd
may use the Personal Data for the purposes they have notified to the Office
of Information. By submitting your Personal Data you CONSENT to it being
processed by Yes Loans & Mortgages Ltd. |